In New Jersey, a person may recover compensation (money) for any injuries and/or damage from an automobile, truck, pedestrian or motorcycle accident. Recovering compensation from the damages and/or injuries from an auto accident isn’t automatic. The state places limitations and requirements on filing an insurance claim or lawsuit to receive compensation. That doesn’t mean a person can’t receive compensation. It just a sound idea to hire an accident attorney northfield nj

What is Considered “Damages” in a Car Accident? 

The word “damages” are a legal term for the losses a person incurred because of a car accident. These losses are monetary. This means a person incurred loss such as medical bills and lost wages. The damages can also be non-economic. Non-economic damages. Non-economic damages aren’t bills that a person can submit to court. Instead, they are things that can’t be calculated like pain and suffering and loss of enjoyment of life because of the injuries suffered. 

What is Considered “Injuries” in a Car Accident? 

The word “injuries” refer to various physical harm suffered because of the car accident. The physical injuries range from broken bones, massive “soft tissue” injury, spinal injury or a brain injury. A physical injury doesn’t have to be a major injury. It can be a minor injury such as a sprain neck or whiplash. 

What Types of Compensation in a Car Accident 

Whether a person involved in a car accident has physical injuries or just damages, they can receive compensation. The type of compensation includes, but is not limited to the following: 

1. Damage to personal property 
2. Loss of past and future net income 
3. Mental suffering and pain 
4. Permanent impairment. This impairment impedes on a person completing everyday tasks. 
5. Loss of the ability to participate in pre-car accident activities. These activities include cooking, play with grandkids or kids, playing sports or cleaning. 
6. Loss of enjoyment 
7. Scars and/or permanent disfigurement 

The Limits on Damages in a New Jersey Car Accident

The state places deadlines and limitations on filing a lawsuit. The amount of time a person has to file for a lawsuit depends on the type of accident. For example, the deadline for filing a car accident claim is two years. This means the deadline for filing a lawsuit starts the day the car accident happened. For example, an accident happened on January 1, 2018. This means the person involved in the accident has until January 1, 2020 to file their car accident lawsuit. 

New Jersey also caps the amount of certain compensation. Punitive damages are awarded to a plaintiff because of the defendant’s actions. This means the defendant acted so badly and so outrageous, that they must be punished. The punishment means that the judge or jury awards a plaintiff more money to teach the defendant a lesson. New Jersey places a cap on punitive damages. The damages are limited to five times the amount of compensatory damages. It can be capped at $350,000 too. It depends on which one is greater.